I’m John!

My financial journey began right after high school when I was overwhelmed with debt—credit card debt, student loans, family loans, and even a car loan. At the time, I thought this was just part of adult life and believed I was managing well.

Determined to turn things around, I pursued a degree in Accounting and stumbled upon Dave Ramsey’s anti-debt philosophy. Embracing his principles and learning from my own mistakes, I made debt repayment a priority and developed a profound passion for personal finance. With my wife’s support, I threw myself into learning and grew my career in accounting, gaining valuable insights from real-world experiences with people and businesses.

As I advanced in my career, I realized there was a lot of misinformation about personal finance. This motivated me to help others navigate their financial challenges and make informed decisions.

My life took a significant turn when my children were born. They became the heart of my world and made me reevaluate my professional path. Watching them grow and understanding the importance of setting a good example led me to merge my personal passion with my professional life. I wanted to ensure that my career reflected my values and my commitment to family.

Now, my mission is to help others achieve financial freedom by sharing my journey—both the triumphs and the trials. I am dedicated to guiding you through your financial journey with the same care and dedication I apply to my family. My goal is to help you reach your financial goals while creating a secure and fulfilling future for yourself and your loved ones.